Wire Transfer Plus Formats Library for Microsoft Dynamics SL
Revised 6.1.2016
Verifying Formats: as you’ll note below, not only do some banks have more than one format, but they have various systems/programs that a customer can use. A bank customer needs to confer with the bank to determine the most appropriate system or product that the bank offers (this might be determined by features, cost or other factors). Once the System/Specification has been determined, the next step is to identify which types of transactions are needed (e.g. domestic wire, international wire, book transfer, out-sourced check printing, etc. – could be one or more of these). With this analysis completed, check our format list below for a match – if not found or there is any question, please obtain the bank’s file format specification and we’ll review it for a match.
If a new format or transaction type is required, we will analyze the specification you provide and provide a quote to develop and add it to the library.
NOTE: With the AP-EFT and AR-EFT modules, ONLY the US-ACH format is supported. For ANY other format, the Wire Transfer Plus module is required.
| Bank | System/Specification | Supported Formats/Transaction Types |
| ABN AMRO (NL) | OfficeNet Direct | Foreign Payment (Normal) |
| (BTL91) | Foreign Payment (Urgent) | |
| ABN AMRO (NL) | OfficeNet Direct | Postbank Account (Urgent, Non-Urgent) |
| (CLIEOP 03) | Bank Account (Urgent, Non-Urgent) | |
| ABN AMRO (EU) | SEPA | Direct Credit |
| ACH (CA) | ACH Credit | PPD, CCD, IAT (US & CA) |
| Allied Irish Bank (IE) | SEPA | Direct Debit |
| Allied Irish Bank (IE) | Electronic Money Transfer System (EMTS) | Direct Debit |
| Amegy Bank (US) | Amegy Connect | Domestic Wire, International Wire |
| AMEX (US) | IBCP | Credit |
| BACS (UK) | Aztech | Credit, Debit |
| Bank of America (US) | BAFF | US-ACH |
| Low Value Int’l Wire | ||
| High Value Int’l Wire (PRO) | ||
| Fed Wire (FWT) | ||
| SWIFT (SWT) | ||
| FX Wire | ||
| Check (CHK) | ||
| Bank of America (US) | Cash Pro Online | Repetitive and Non-Repetitive Wires |
| Bank of America (US) | Cash Pro Online – Global Payments CSV | Wire |
| Bank of America (US) | Bank of America Direct (User defined CSV – Repetitive) | US Transfer |
| International Transfer | ||
| Bank of America (US) | Bank of America Direct (FXWD-CSV) | Wire (FXW) |
| Bank of America (US) | Electronic File Delivery (EFD) | All but ACH (they are handled via eBanking’s AP-EFT) |
| Bank of America (US) | ISO 20022 XML, v3 | ACH-Domestic/International |
| Wire-Domestic/International | ||
| Cheques/Drafts | ||
| Bank of America (US) | PayMode | Credit Card |
| PayMode | ||
| ACH | ||
| Wire | ||
| Book Wire | ||
| Check | ||
| Bank of Tokyo (US) | BTMU-eGateway | EDI/Wire |
| Bank of Tokyo (US) | BTMUM-CMS | SPEI |
| Barclays Bank (AEDU) | Mixed Payments | DD-Manager’s cheque payments |
| OW-Payments between accounts | ||
| IN-Payments between Barclays accounts | ||
| SW-REM-Local and Intl payments | ||
| Barclays Bank (UK) | IBB | CSV Standard (credit files only) |
| Barclays Bank (UK) | ICeB – BACS | Direct Credit |
| Barclays Bank (UK) | ICeB – MT103 | InterAcct (iAT) |
| Same Day (SDP) | ||
| International Payment (IP) | ||
| Bank of Montreal (CA) | EFT | 80 byte, Credits |
| Bank Windhoek (NA) | ePaC-version 1 | Credit-Same day, Credit-2 day |
| BB&T (ES) | EDI-820 | Check (CHK), CCD+ |
| BB&T (US) | Cash Manager | Fed Wire, Int’l Wire |
| BBVA Compass (ES) | Confirming | Direct Payment, CC |
| Comdata (US) | Virtual Card | Payment |
| Comdata (US) | CSV-Virtual Card | Payment |
| JPMorgan Chase (US) | Access | Repetitive line |
| Domestic (DMT) – FED, BKT, CHP | ||
| Foreign (GMT) – IAT, GIR, LOC, CHP | ||
| JPMorgan Chase (US) | Access | Check Print |
| AP6 Standard Delimited | ||
| JPMorgan Chase (US) | Access – Global Delimited Flat File (GDFF) | Belgium, Canada, France, Malaysia, SEPA, Singapore, Sweden, Switzerland, United Kingdom |
| JPMorgan Chase (US) | Global ACH GDFF-SEPA | Debit – FRST, RCUR, FNAL |
| JPMorgan Chase (US) | Morgan Direct Commercial (MDC) | FX Credit |
| JPMorgan Chase (US) | SUA-Batch | Payment |
| Canadian Imperial Bank of Commerce (CIBC) (CA) | EFT | 80 byte, Credits |
| Canadian National Bank (CA) | 1464 | Misc. Payment (450) |
| Citibank (CA) | BUS-ACH Flat | ACH-EFT |
| Citibank (CA) | BUS-Flat Check v2 | Check, ACH-PPD,CCD,CTX |
| Citibank (LATAM) | PayLink Plus – 1024 | 071 – Interbank/Domestic Funds Transfer |
| 072 – Book Transfer | ||
| 073 – Managers Cheque | ||
| Citibank (US) | Citidirect Flat File (CDFF) | Book Transfer (US) |
| Funds Transfer (US) | ||
| ACH – PreFormat (US) | ||
| ACH – Credit (US) | ||
| Book Transfer, Funds Transfer – PreFormat (US) | ||
| Wire Transfer (WL) | ||
| Citibank (UG) | Citidirect Flat File (CDFF) | DFT, EFT, BKT (normal), RCH |
| Citibank (US) | EDI-820 | CTX – (US Bank Charge Cards) |
| Citibank (US) | Prepaid Card – Flat File | Create/Load Account |
| Citibank (US) | Business Access | Domestic Wire |
| Citibank (US) | ISO 20022 XML, v3 | Wire Transfer |
| PPD, CCD | ||
| Book Transfer | ||
| Comerica (US) | Fedwire | |
| Comerica (US) | IP CSV | Check – FedEx |
| Check – USPS | ||
| PPD, CCD | ||
| vCard | ||
| Wire | ||
| Compass (US) | MT-eAccess | Domestic Wire |
| Commerce Bank (US) | AOC | Credit |
| Commerzbank (DE) | SEPA-XML | CCT |
| Commerzbank (DE) | DTAZV | Foreign Transfers |
| Commerzbank (UK) | MT101 | Credit |
| Deutsche Bank (DE) | DBDI (db-Direct Internet), Global 175 CSV | Urgent & Non-Urgent |
| Belgium, Denmark, Finland, France, Germany, Italy, Netherlands, Sweden, Switzerland (+ESR), United Kingdom | ||
| DTAUS (DE) | HBCI | Commercial Payment |
| Employment Savings Benefit | ||
| Payment of Public Institution | ||
| Payment w/ Checksum protection Charitable Donation | ||
| Febelfin (BE) | Isabel-XML.003 | Credit |
| Fifth-Third Bank (US) | Card Payables | Card (Vendor, Payments) |
| First Tennessee (US) | BoA-BAFF | Fed Wire (FWT) |
| SWIFT (SWT) | ||
| HSBC (CA) | Global Payments – ASCII | 430 – Bill Payment |
| (v3.8) | 450 – Misc Payment | |
| 452 – Expense Payment | ||
| 460 – Accounts Payable | ||
| HSBC (CO) | Customer Credit Transfer Initiation | Low Value Payments – ACH |
| (20022 XML) | ||
| HSBC (EU) | Customer Credit Transfer Initiation | Low Value Payments – ACH |
| (20022 XML) | ||
| HSBC (JP) | Customer Credit Transfer Initiation | Low Value Payments – ACH |
| (20022 XML) | ||
| HSBC (UK) | Hex4W-4WBACS | Credit |
| HSBC (US) | Customer Credit Transfer Initiation | High Value Payments – Wire Transfers |
| (20022 XML) | Low Value Payments – ACH | |
| Cheque Outsourcing – COS | ||
| HSBC (US) | Integrated Payables | High Value Payments – Wire Transfers |
| (EDI/820/831) | Low Value Payments – ACH | |
| HSBC (US) | iFILE – Bermuda | ACH-CR, FTR (foreign transfer), IAT (inter-account transfer) |
| HSBC (US) | iFILE – Asia Pacific | ACH-Credit, Check Outsourcing (ICO) |
| HSBC (US) | MT103 | UK, HK, US – Credit |
| ING Bank (BE) | Payment Orders | Ordinary transfer/circular cheque |
| (Layout 128) | Transfer w/ std format message | |
| ING Bank (BE) | Foreign Payment Orders | Ordinary bank cheque to beneficiary |
| (Layout 128) | Crossed cheque to beneficiary | |
| Ordinary bank cheque to ordering customer | ||
| Crossed cheque to ordering customer | ||
| Open bank cheque to beneficiary bank | ||
| Crossed bank cheque to ordering customer bank | ||
| Telex | ||
| Postal Order | ||
| Other (agreed) | ||
| European payment method | ||
| International – Normal | ||
| International – Urgent | ||
| Left to choice of financial institution | ||
| ING Bank (UK) | BACS-Credit Transfer UK-IE | Normal, Urgent |
| Jamaica (JM) | ACH | PPD, CCD, CCD+ |
| Jamaica Natl Bank(JM) | IPC | Credit |
| Lloyds of London (UK) | Lloydslink-PC Pay/BACS | CSV |
| National Commercial Bank Jamaica (JM) | Funds Direct | LVP |
| National Commercial Bank Jamaica (JM) | APS | Credit |
| Nordea (FI) | Bill Pmt Svc. (LM03) | Reference Number |
| Nordea (FI) | Electronic Foreign Currency Pmt (LUM2) | Pmt Order, Urgent, SWIFT, Cheque, Nordea Acct Transfer, Own Nordea Acct Transfer |
| Northern Trust (US) | Batch Management System (BMS) | Outgoing Wire |
| Transfer between Accounts | ||
| Northern Trust (US) | Batch Management System (BMS-WCM) | Wire-Exp |
| Wire-Misc | ||
| Wire-Sundry | ||
| Transfer | ||
| PNC (US) | Payables Advantage | Check (US Mail, FedEx, Return) |
| ACH (PPD, CCD, CTX) | ||
| Wire (Domestic, International – non-repetitive) | ||
| PNC (US) | ActivePay | ActivePay |
| PNC (US) | Pinacle | PFX (103, 110, DDA) |
| Royal Bank of Canada – RBC (CA) | Standard 152 | 430 – bill payment |
| 436 – utility bill payment | ||
| 452 – expense payment | ||
| 460 – accounts payable | ||
| 022 – US-auto deposit | ||
| 023 – US-prenote demand credit | ||
| Ruesch (US) | Portal – Partial XML | Payment – FreeForm |
| Santanders (UK) | BACS | AP Credit |
| Scotia Bank (CA) | Online for Business | EFT Credit |
| Scotia Bank (CA) | ScotiaConnect Online Web EFT | Template |
| Scotia Bank (CA) | Scotia Bank – Direct EFT | 80 byte – Credit |
| Scotia Bank (CA) | CPA005/1464 | EFT Credit (430,436,450,452,460) |
| Silicon Valley Bank (US) | eConnect | Domestic Wire |
| International Wire | ||
| Silicon Valley Bank (US) | FastTrack | Check (CHK) |
| SMBC (SG) | SMARTS | Cheque (DV), GIRO (BP, PR), Remittance (TT, IT) |
| Societe Generale (FR) | CMI-101 (EFT) | Credits |
| Standard Chartered Bank (UG) | S2B | TT, RTGS, BT, ACH |
| SunTrust (US) | n/a | Freeform, Template |
| Swiss Interbank Clearing (CH) | DTA | 826, 827, 830, 832, 836 |
| TD Banknorth / TD Bank (US) | RemEDI – FastTrack | ACH, Check Issuance, Wire Transfer |
| Toronto Dominion (CA) | EFT | 80 byte, Credits and Debits |
| Union Bank of CA (US) | Payables Services | FWT, SWT, ACH |
| US Bank (US) | SinglePoint | FED, INT, INTL-USD |
| US Bank (US) | Access Online | Payment Plus |
| Wachovia (US) | Wachovia Connection Payment Services | ACH Transfer |
| Account Transfer | ||
| Book Transfer | ||
| Domestic Transfer | ||
| Treasury Payment | ||
| International Wire Transfer | ||
| Wachovia (US) | Wachovia Online Payables | ACH, Check |
| Wachovia (US) | Wachovia Integrated Payables | ACH, ACH w/Paper Advice, Check |
| Wells Fargo (US) | Commercial Electronic Office (CEO) | Templated Wire Transfer |
| Wells Fargo (US) | Commercial Card Expense Reporting (CCER) – AP Control | Commercial Card |
| Wells Fargo (US) | Payment Manager Service (PMS-2007) | DAC, MTS, IWI, CHK |
| Wells Fargo (US) | Payment Manager Service (PMS-2009), pipe delim. | DAC, DAC-PMP, MTS, IWI, CHK, SDC, CCR |
| Wells Fargo (US) | Payment Manager Service (PMS-2011) | CCR |
| Wells Fargo (US) | Payment Manager Service (PMS-2013), pipe delim | ACH, MTS |
| CHK-Next Day – std/overnight | ||
| CHK-Same Day – std/overnight | ||
| Zengin (JP) | Sougou Furikomi | Comprehensive Bank Transfer |
| Cross Border Remittance | ||
